Call reports 2020
CENTURY BANK OF GEORGIA — 2020
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 212,553,000 | 249,298,000 | 253,669,000 | 265,287,000 |
| Total loans | 110,767,000 | 138,992,000 | 142,077,000 | 129,594,000 |
| Allowance for loan losses | 1,616,000 | 2,428,000 | 2,438,000 | 2,435,000 |
| Securities available for sale | 38,834,000 | 36,195,000 | 39,097,000 | 40,149,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,773,000 | 225,032,000 | 229,417,000 | 240,217,000 |
| Interest-bearing deposits | 116,881,000 | 132,730,000 | 137,249,000 | 147,806,000 |
| Noninterest-bearing deposits | 72,892,000 | 92,302,000 | 92,168,000 | 92,411,000 |
| Equity capital | 21,659,000 | 22,517,000 | 23,044,000 | 23,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 5,081,000 | 7,127,000 | 9,051,000 |
| Interest expense | 200,000 | 341,000 | 479,000 | 602,000 |
| Net interest income | 1,851,000 | 4,740,000 | 6,648,000 | 8,449,000 |
| Noninterest income | 316,000 | 604,000 | 972,000 | 1,361,000 |
| Noninterest expense | 1,334,000 | 2,790,000 | 4,115,000 | 5,370,000 |
| Provision for loan losses | 0 | 850,000 | 850,000 | 850,000 |
| Pretax income | 1,126,000 | 2,038,000 | 2,989,000 | 3,924,000 |
| Income tax | 268,000 | 490,000 | 718,000 | 915,000 |
| Net income | 858,000 | 1,548,000 | 2,271,000 | 3,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,027,000 | 21,533,000 | 22,036,000 | 22,564,000 |
| Total capital | 22,484,000 | 22,988,000 | 23,513,000 | 24,064,000 |
| Risk-weighted assets | 116,434,000 | 115,395,000 | 117,244,000 | 119,110,000 |