Call reports 2019
CENTURY BANK OF GEORGIA — 2019
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 194,736,000 | 197,600,000 | 198,540,000 | 201,374,000 |
| Total loans | 98,928,000 | 97,661,000 | 102,701,000 | 105,961,000 |
| Allowance for loan losses | 1,576,000 | 1,583,000 | 1,596,000 | 1,602,000 |
| Securities available for sale | 40,553,000 | 40,465,000 | 41,160,000 | 40,421,000 |
| Securities held to maturity | 0 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,216,000 | 173,970,000 | 177,216,000 | 179,579,000 |
| Interest-bearing deposits | 111,290,000 | 112,518,000 | 112,630,000 | 111,980,000 |
| Noninterest-bearing deposits | 60,926,000 | 61,452,000 | 64,586,000 | 67,599,000 |
| Equity capital | 21,844,000 | 22,891,000 | 20,353,000 | 20,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,002,000 | 4,052,000 | 6,175,000 | 8,361,000 |
| Interest expense | 189,000 | 407,000 | 636,000 | 870,000 |
| Net interest income | 1,813,000 | 3,645,000 | 5,539,000 | 7,491,000 |
| Noninterest income | 312,000 | 686,000 | 1,058,000 | 1,451,000 |
| Noninterest expense | 1,338,000 | 2,653,000 | 3,981,000 | 5,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 787,000 | 1,691,000 | 2,654,000 | 3,628,000 |
| Income tax | 164,000 | 364,000 | 574,000 | 761,000 |
| Net income | 623,000 | 1,327,000 | 2,080,000 | 2,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,808,000 | 22,421,000 | 19,750,000 | 20,353,000 |
| Total capital | 23,217,000 | 23,804,000 | 21,162,000 | 21,822,000 |
| Risk-weighted assets | 112,554,000 | 110,457,000 | 112,790,000 | 117,463,000 |