Call reports 2018
CENTURY BANK OF GEORGIA — 2018
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,906,000 | 193,244,000 | 195,355,000 | 192,778,000 |
| Total loans | 94,006,000 | 100,189,000 | 102,838,000 | 99,644,000 |
| Allowance for loan losses | 1,687,000 | 2,644,000 | 2,667,000 | 1,570,000 |
| Securities available for sale | 35,285,000 | 34,568,000 | 34,433,000 | 36,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,883,000 | 173,156,000 | 174,586,000 | 170,701,000 |
| Interest-bearing deposits | 110,343,000 | 110,255,000 | 110,520,000 | 110,838,000 |
| Noninterest-bearing deposits | 60,540,000 | 62,901,000 | 64,066,000 | 59,863,000 |
| Equity capital | 19,569,000 | 19,721,000 | 20,218,000 | 21,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,586,000 | 5,666,000 | 7,713,000 |
| Interest expense | 117,000 | 269,000 | 428,000 | 618,000 |
| Net interest income | 1,616,000 | 3,317,000 | 5,238,000 | 7,095,000 |
| Noninterest income | 334,000 | 679,000 | 1,023,000 | 830,000 |
| Noninterest expense | 1,270,000 | 2,515,000 | 3,776,000 | 5,554,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,100,000 |
| Pretax income | 680,000 | 1,481,000 | 2,485,000 | 3,471,000 |
| Income tax | 166,000 | 368,000 | 625,000 | 882,000 |
| Net income | 514,000 | 1,113,000 | 1,860,000 | 2,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,280,000 | 20,473,000 | 21,129,000 | 21,777,000 |
| Total capital | 21,509,000 | 21,769,000 | 22,524,000 | 23,156,000 |
| Risk-weighted assets | 97,891,000 | 102,360,000 | 110,384,000 | 110,201,000 |