Call reports 2015
CENTURY BANK OF GEORGIA — 2015
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 168,924,000 | 169,004,000 | 162,442,000 | 162,339,000 |
| Total loans | 88,657,000 | 87,286,000 | 85,530,000 | 91,925,000 |
| Allowance for loan losses | 2,698,000 | 2,722,000 | 2,608,000 | 2,252,000 |
| Securities available for sale | 12,475,000 | 17,099,000 | 16,694,000 | 20,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,326,000 | 151,184,000 | 144,323,000 | 144,128,000 |
| Interest-bearing deposits | 107,015,000 | 109,498,000 | 105,313,000 | 106,582,000 |
| Noninterest-bearing deposits | 44,311,000 | 41,686,000 | 39,010,000 | 37,546,000 |
| Equity capital | 16,605,000 | 16,817,000 | 17,065,000 | 17,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,753,000 | 4,148,000 | 5,591,000 |
| Interest expense | 143,000 | 280,000 | 417,000 | 548,000 |
| Net interest income | 1,233,000 | 2,473,000 | 3,731,000 | 5,043,000 |
| Noninterest income | 369,000 | 732,000 | 1,033,000 | 1,441,000 |
| Noninterest expense | 1,096,000 | 2,200,000 | 3,352,000 | 4,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 506,000 | 1,005,000 | 1,412,000 | 1,873,000 |
| Income tax | 166,000 | 323,000 | 445,000 | 595,000 |
| Net income | 340,000 | 682,000 | 967,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,461,000 | 16,710,000 | 16,938,000 | 17,174,000 |
| Total capital | 17,684,000 | 17,720,000 | 17,961,000 | 18,249,000 |
| Risk-weighted assets | 96,371,000 | 79,148,000 | 80,327,000 | 84,886,000 |