Call reports 2014
CENTURY BANK OF GEORGIA — 2014
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,311,000 | 155,443,000 | 157,101,000 | 153,300,000 |
| Total loans | 87,769,000 | 86,979,000 | 88,350,000 | 87,179,000 |
| Allowance for loan losses | 2,674,000 | 2,688,000 | 2,662,000 | 2,663,000 |
| Securities available for sale | 10,039,000 | 9,809,000 | 8,913,000 | 7,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,035,000 | 134,835,000 | 135,910,000 | 135,532,000 |
| Interest-bearing deposits | 103,333,000 | 102,986,000 | 102,088,000 | 103,687,000 |
| Noninterest-bearing deposits | 33,702,000 | 31,849,000 | 33,822,000 | 31,845,000 |
| Equity capital | 19,298,000 | 19,584,000 | 19,917,000 | 16,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,104,000 | 4,682,000 | 6,218,000 |
| Interest expense | 167,000 | 310,000 | 452,000 | 595,000 |
| Net interest income | 1,393,000 | 2,794,000 | 4,230,000 | 5,623,000 |
| Noninterest income | 582,000 | 931,000 | 1,246,000 | 1,582,000 |
| Noninterest expense | 1,450,000 | 2,609,000 | 3,716,000 | 4,862,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 525,000 | 1,116,000 | 1,760,000 | 2,343,000 |
| Income tax | 163,000 | 356,000 | 566,000 | 760,000 |
| Net income | 362,000 | 760,000 | 1,194,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,200,000 | 19,447,000 | 19,806,000 | 16,195,000 |
| Total capital | 20,371,000 | 20,587,000 | 20,968,000 | 17,343,000 |
| Risk-weighted assets | 92,203,000 | 89,649,000 | 91,447,000 | 90,314,000 |