Call reports 2013
CENTURY BANK OF GEORGIA — 2013
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 156,423,000 | 156,512,000 | 157,400,000 | 160,059,000 |
| Total loans | 80,508,000 | 81,869,000 | 84,532,000 | 87,431,000 |
| Allowance for loan losses | 2,626,000 | 3,015,000 | 3,020,000 | 2,737,000 |
| Securities available for sale | 10,623,000 | 10,324,000 | 9,836,000 | 8,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,156,000 | 132,789,000 | 133,390,000 | 135,196,000 |
| Interest-bearing deposits | 104,582,000 | 101,159,000 | 101,081,000 | 105,617,000 |
| Noninterest-bearing deposits | 28,574,000 | 31,630,000 | 32,309,000 | 29,579,000 |
| Equity capital | 17,996,000 | 18,177,000 | 18,470,000 | 18,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,892,000 | 3,846,000 | 5,461,000 | 7,140,000 |
| Interest expense | 195,000 | 383,000 | 567,000 | 750,000 |
| Net interest income | 1,697,000 | 3,463,000 | 4,894,000 | 6,390,000 |
| Noninterest income | 382,000 | 763,000 | 1,071,000 | 1,453,000 |
| Noninterest expense | 1,135,000 | 2,290,000 | 3,464,000 | 4,659,000 |
| Provision for loan losses | 437,000 | 878,000 | 878,000 | 878,000 |
| Pretax income | 507,000 | 1,059,000 | 1,624,000 | 2,307,000 |
| Income tax | 171,000 | 341,000 | 524,000 | 714,000 |
| Net income | 336,000 | 718,000 | 1,100,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,705,000 | 18,037,000 | 18,344,000 | 18,837,000 |
| Total capital | 18,777,000 | 19,120,000 | 19,449,000 | 20,003,000 |
| Risk-weighted assets | 84,226,000 | 84,734,000 | 86,482,000 | 92,204,000 |