Call reports 2011
CENTURY BANK OF GEORGIA — 2011
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,017,000 | 115,044,000 | 116,374,000 | 147,582,000 |
| Total loans | 68,146,000 | 71,046,000 | 68,441,000 | 81,708,000 |
| Allowance for loan losses | 1,741,000 | 1,840,000 | 2,072,000 | 1,723,000 |
| Securities available for sale | 13,520,000 | 12,911,000 | 14,413,000 | 11,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,821,000 | 91,548,000 | 92,515,000 | 125,116,000 |
| Interest-bearing deposits | 78,866,000 | 74,974,000 | 75,238,000 | 106,471,000 |
| Noninterest-bearing deposits | 13,955,000 | 16,574,000 | 17,277,000 | 18,645,000 |
| Equity capital | 12,868,000 | 13,123,000 | 13,352,000 | 16,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,587,000 | 3,870,000 | 5,562,000 |
| Interest expense | 370,000 | 726,000 | 1,054,000 | 1,413,000 |
| Net interest income | 929,000 | 1,861,000 | 2,816,000 | 4,149,000 |
| Noninterest income | 331,000 | 558,000 | 1,002,000 | 3,957,000 |
| Noninterest expense | 982,000 | 1,916,000 | 2,837,000 | 4,580,000 |
| Provision for loan losses | 215,000 | 305,000 | 595,000 | 595,000 |
| Pretax income | 148,000 | 283,000 | 471,000 | 3,097,000 |
| Income tax | 27,000 | 55,000 | 105,000 | 1,061,000 |
| Net income | 121,000 | 228,000 | 366,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,510,000 | 12,739,000 | 12,989,000 | 16,206,000 |
| Total capital | 13,486,000 | 13,750,000 | 13,960,000 | 17,355,000 |
| Risk-weighted assets | 77,297,000 | 80,061,000 | 76,584,000 | 90,581,000 |