Call reports 2006
CENTURY BANK OF GEORGIA — 2006
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,247,000 | 112,696,000 | 115,330,000 | 112,683,000 |
| Total loans | 78,438,000 | 79,223,000 | 82,416,000 | 82,656,000 |
| Allowance for loan losses | 1,061,000 | 1,058,000 | 1,067,000 | 1,062,000 |
| Securities available for sale | 21,453,000 | 20,837,000 | 20,718,000 | 19,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,756,000 | 94,610,000 | 96,819,000 | 93,649,000 |
| Interest-bearing deposits | 79,768,000 | 80,831,000 | 83,158,000 | 79,861,000 |
| Noninterest-bearing deposits | 15,988,000 | 13,779,000 | 13,661,000 | 13,788,000 |
| Equity capital | 10,988,000 | 10,266,000 | 10,692,000 | 10,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 3,848,000 | 5,900,000 | 8,043,000 |
| Interest expense | 803,000 | 1,632,000 | 2,568,000 | 3,590,000 |
| Net interest income | 1,107,000 | 2,216,000 | 3,332,000 | 4,453,000 |
| Noninterest income | 165,000 | 369,000 | 604,000 | 965,000 |
| Noninterest expense | 840,000 | 1,725,000 | 2,692,000 | 3,735,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 402,000 | 800,000 | 1,154,000 | 1,529,000 |
| Income tax | 129,000 | 265,000 | 393,000 | 529,000 |
| Net income | 273,000 | 535,000 | 761,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,331,000 | 10,694,000 | 10,918,000 | 11,158,000 |
| Total capital | 12,392,000 | 11,752,000 | 11,985,000 | 12,220,000 |
| Risk-weighted assets | 90,145,000 | 89,156,000 | 87,839,000 | 87,819,000 |