Call reports 2002
CENTURY BANK OF GEORGIA — 2002
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,970,000 | 58,345,000 | 62,261,000 | 64,773,000 |
| Total loans | 36,967,000 | 40,176,000 | 42,938,000 | 45,597,000 |
| Allowance for loan losses | 363,000 | 400,000 | 445,000 | 401,000 |
| Securities available for sale | 8,236,000 | 8,967,000 | 12,180,000 | 10,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,001,000 | 50,124,000 | 55,001,000 | 57,349,000 |
| Interest-bearing deposits | 42,283,000 | 44,807,000 | 48,868,000 | 52,282,000 |
| Noninterest-bearing deposits | 4,718,000 | 5,317,000 | 6,133,000 | 5,067,000 |
| Equity capital | 6,659,000 | 6,883,000 | 7,092,000 | 7,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,734,000 | 2,703,000 | 3,706,000 |
| Interest expense | 327,000 | 695,000 | 1,074,000 | 1,461,000 |
| Net interest income | 490,000 | 1,039,000 | 1,629,000 | 2,245,000 |
| Noninterest income | 69,000 | 127,000 | 196,000 | 286,000 |
| Noninterest expense | 467,000 | 959,000 | 1,470,000 | 2,023,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 188,000 |
| Pretax income | 47,000 | 145,000 | 273,000 | 411,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 47,000 | 145,000 | 272,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,691,000 | 6,789,000 | 6,916,000 | 7,055,000 |
| Total capital | 7,054,000 | 7,189,000 | 7,361,000 | 7,456,000 |
| Risk-weighted assets | 39,387,000 | 43,448,000 | 44,109,000 | 46,465,000 |