Call reports 2001
CENTURY BANK OF GEORGIA — 2001
What CENTURY BANK OF GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,654,000 | 40,003,000 | 45,558,000 | 45,294,000 |
| Total loans | 20,208,000 | 24,923,000 | 27,719,000 | 30,300,000 |
| Allowance for loan losses | 173,000 | 248,000 | 294,000 | 332,000 |
| Securities available for sale | 6,200,000 | 5,344,000 | 7,160,000 | 8,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,439,000 | 33,002,000 | 37,087,000 | 38,491,000 |
| Interest-bearing deposits | 22,579,000 | 29,214,000 | 33,021,000 | 34,329,000 |
| Noninterest-bearing deposits | 2,860,000 | 3,788,000 | 4,066,000 | 4,162,000 |
| Equity capital | 7,030,000 | 6,812,000 | 6,772,000 | 6,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,233,000 | 1,969,000 | 2,731,000 |
| Interest expense | 328,000 | 723,000 | 1,103,000 | 1,452,000 |
| Net interest income | 234,000 | 510,000 | 866,000 | 1,279,000 |
| Noninterest income | 15,000 | 57,000 | 110,000 | 189,000 |
| Noninterest expense | 370,000 | 821,000 | 1,282,000 | 1,746,000 |
| Provision for loan losses | 65,000 | 140,000 | 185,000 | 225,000 |
| Pretax income | -186,000 | -370,000 | -467,000 | -479,000 |
| Income tax | 0 | 0 | 0 | -1,000 |
| Net income | -186,000 | -370,000 | -467,000 | -478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,936,000 | 6,752,000 | 6,655,000 | 6,644,000 |
| Total capital | 7,109,000 | 7,000,000 | 6,949,000 | 6,976,000 |
| Risk-weighted assets | 23,756,000 | 27,867,000 | 29,627,000 | 32,076,000 |