Call reports 2016
REELFOOT BANK — 2016
What REELFOOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 154,972,000 | 153,370,000 | 158,778,000 | 152,456,000 |
| Total loans | 82,549,000 | 82,489,000 | 81,243,000 | 78,154,000 |
| Allowance for loan losses | 2,415,000 | 2,413,000 | 2,410,000 | 2,315,000 |
| Securities available for sale | 44,072,000 | 43,271,000 | 40,519,000 | 40,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,036,000 | 135,076,000 | 140,150,000 | 134,647,000 |
| Interest-bearing deposits | 116,759,000 | 114,126,000 | 117,694,000 | 112,349,000 |
| Noninterest-bearing deposits | 20,277,000 | 20,950,000 | 22,456,000 | 22,298,000 |
| Equity capital | 16,524,000 | 16,755,000 | 16,918,000 | 16,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,872,000 | 4,338,000 | 5,662,000 |
| Interest expense | 143,000 | 286,000 | 427,000 | 568,000 |
| Net interest income | 1,279,000 | 2,586,000 | 3,911,000 | 5,094,000 |
| Noninterest income | 348,000 | 680,000 | 1,044,000 | 1,397,000 |
| Noninterest expense | 1,283,000 | 2,589,000 | 3,914,000 | 5,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 711,000 | 1,093,000 | 1,450,000 |
| Income tax | 136,000 | 273,000 | 419,000 | 338,000 |
| Net income | 214,000 | 438,000 | 674,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,414,000 | 16,598,000 | 16,752,000 | 17,074,000 |
| Total capital | 17,626,000 | 17,822,000 | 17,976,000 | 18,256,000 |
| Risk-weighted assets | 95,826,000 | 96,764,000 | 96,746,000 | 93,452,000 |