Call reports 2015
REELFOOT BANK — 2015
What REELFOOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,493,000 | 147,225,000 | 148,922,000 | 152,996,000 |
| Total loans | 80,916,000 | 81,321,000 | 82,434,000 | 85,105,000 |
| Allowance for loan losses | 2,039,000 | 2,113,000 | 2,098,000 | 2,283,000 |
| Securities available for sale | 49,903,000 | 49,612,000 | 46,371,000 | 45,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,945,000 | 130,203,000 | 131,060,000 | 135,382,000 |
| Interest-bearing deposits | 112,063,000 | 110,603,000 | 110,845,000 | 115,405,000 |
| Noninterest-bearing deposits | 18,882,000 | 19,600,000 | 20,215,000 | 19,977,000 |
| Equity capital | 15,851,000 | 15,327,000 | 15,936,000 | 16,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,815,000 | 4,240,000 | 5,670,000 |
| Interest expense | 145,000 | 288,000 | 432,000 | 573,000 |
| Net interest income | 1,256,000 | 2,527,000 | 3,808,000 | 5,097,000 |
| Noninterest income | 342,000 | 706,000 | 1,059,000 | 1,399,000 |
| Noninterest expense | 1,279,000 | 2,590,000 | 3,919,000 | 5,264,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 346,000 | 670,000 | 975,000 | 1,262,000 |
| Income tax | 136,000 | 258,000 | 373,000 | 422,000 |
| Net income | 210,000 | 412,000 | 602,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,758,000 | 15,832,000 | 16,022,000 | 16,230,000 |
| Total capital | 16,893,000 | 16,969,000 | 17,207,000 | 17,461,000 |
| Risk-weighted assets | 89,909,000 | 90,017,000 | 93,966,000 | 97,429,000 |