Call reports 2014
REELFOOT BANK — 2014
What REELFOOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 148,627,000 | 145,532,000 | 145,241,000 | 148,859,000 |
| Total loans | 76,362,000 | 77,585,000 | 82,118,000 | 80,820,000 |
| Allowance for loan losses | 1,000,000 | 1,098,000 | 1,699,000 | 1,968,000 |
| Securities available for sale | 50,151,000 | 50,377,000 | 49,313,000 | 46,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,317,000 | 129,459,000 | 128,575,000 | 131,826,000 |
| Interest-bearing deposits | 114,755,000 | 112,119,000 | 111,162,000 | 112,875,000 |
| Noninterest-bearing deposits | 18,562,000 | 17,340,000 | 17,413,000 | 18,951,000 |
| Equity capital | 13,626,000 | 14,217,000 | 14,614,000 | 15,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,411,000 | 2,857,000 | 4,286,000 | 5,732,000 |
| Interest expense | 157,000 | 312,000 | 466,000 | 621,000 |
| Net interest income | 1,254,000 | 2,545,000 | 3,820,000 | 5,111,000 |
| Noninterest income | 680,000 | 1,128,000 | 1,603,000 | 2,004,000 |
| Noninterest expense | 1,298,000 | 2,572,000 | 3,868,000 | 5,151,000 |
| Provision for loan losses | 90,000 | 195,000 | 300,000 | 405,000 |
| Pretax income | 546,000 | 906,000 | 1,255,000 | 1,604,000 |
| Income tax | 116,000 | 254,000 | 386,000 | 462,000 |
| Net income | 430,000 | 652,000 | 869,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,857,000 | 15,058,000 | 15,275,000 | 15,548,000 |
| Total capital | 15,857,000 | 16,156,000 | 16,424,000 | 16,686,000 |
| Risk-weighted assets | 88,663,000 | 88,629,000 | 91,383,000 | 90,201,000 |