Call reports 2013
REELFOOT BANK — 2013
What REELFOOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 153,903,000 | 162,040,000 | 147,696,000 | 148,650,000 |
| Total loans | 76,231,000 | 77,064,000 | 77,811,000 | 76,407,000 |
| Allowance for loan losses | 1,532,000 | 1,459,000 | 1,253,000 | 978,000 |
| Securities available for sale | 51,479,000 | 47,352,000 | 50,907,000 | 49,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,159,000 | 146,164,000 | 131,928,000 | 134,072,000 |
| Interest-bearing deposits | 117,964,000 | 128,120,000 | 113,917,000 | 114,862,000 |
| Noninterest-bearing deposits | 19,195,000 | 18,044,000 | 18,011,000 | 19,210,000 |
| Equity capital | 15,118,000 | 13,966,000 | 13,747,000 | 12,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,908,000 | 4,345,000 | 5,847,000 |
| Interest expense | 197,000 | 380,000 | 558,000 | 723,000 |
| Net interest income | 1,248,000 | 2,528,000 | 3,787,000 | 5,124,000 |
| Noninterest income | 398,000 | 785,000 | 1,186,000 | 1,554,000 |
| Noninterest expense | 1,320,000 | 2,590,000 | 3,884,000 | 5,172,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 1,750,000 |
| Pretax income | 283,000 | 635,000 | 941,000 | -242,000 |
| Income tax | 110,000 | 245,000 | 361,000 | -158,000 |
| Net income | 173,000 | 390,000 | 580,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,763,000 | 14,900,000 | 15,091,000 | 14,427,000 |
| Total capital | 15,849,000 | 16,012,000 | 16,212,000 | 15,405,000 |
| Risk-weighted assets | 86,435,000 | 88,626,000 | 89,534,000 | 88,804,000 |