Call reports 2012
REELFOOT BANK — 2012
What REELFOOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,420,000 | 153,614,000 | 155,275,000 | 152,689,000 |
| Total loans | 76,810,000 | 76,994,000 | 77,839,000 | 76,995,000 |
| Allowance for loan losses | 1,420,000 | 1,466,000 | 1,505,000 | 1,488,000 |
| Securities available for sale | 55,726,000 | 54,141,000 | 55,184,000 | 52,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,453,000 | 136,944,000 | 138,003,000 | 135,627,000 |
| Interest-bearing deposits | 120,482,000 | 118,357,000 | 118,433,000 | 117,439,000 |
| Noninterest-bearing deposits | 17,971,000 | 18,587,000 | 19,570,000 | 18,188,000 |
| Equity capital | 14,016,000 | 14,352,000 | 14,836,000 | 15,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,134,000 | 4,676,000 | 6,199,000 |
| Interest expense | 315,000 | 602,000 | 865,000 | 1,085,000 |
| Net interest income | 1,235,000 | 2,532,000 | 3,811,000 | 5,114,000 |
| Noninterest income | 360,000 | 733,000 | 1,417,000 | 1,773,000 |
| Noninterest expense | 1,189,000 | 2,402,000 | 3,682,000 | 4,866,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 370,000 | 783,000 | 1,423,000 | 1,854,000 |
| Income tax | 142,000 | 302,000 | 429,000 | 543,000 |
| Net income | 228,000 | 481,000 | 994,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,699,000 | 13,760,000 | 14,273,000 | 14,591,000 |
| Total capital | 14,787,000 | 14,844,000 | 15,367,000 | 15,670,000 |
| Risk-weighted assets | 86,692,000 | 86,314,000 | 87,077,000 | 85,900,000 |