Call reports 2011
REELFOOT BANK — 2011
What REELFOOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 147,847,000 | 148,585,000 | 151,670,000 | 151,770,000 |
| Total loans | 82,496,000 | 81,991,000 | 82,029,000 | 79,292,000 |
| Allowance for loan losses | 1,310,000 | 1,327,000 | 1,337,000 | 1,382,000 |
| Securities available for sale | 42,512,000 | 36,399,000 | 39,975,000 | 43,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,780,000 | 132,568,000 | 134,803,000 | 135,430,000 |
| Interest-bearing deposits | 116,451,000 | 116,609,000 | 118,635,000 | 119,348,000 |
| Noninterest-bearing deposits | 16,329,000 | 15,959,000 | 16,168,000 | 16,082,000 |
| Equity capital | 12,940,000 | 13,433,000 | 13,916,000 | 14,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,276,000 | 4,922,000 | 6,508,000 |
| Interest expense | 398,000 | 781,000 | 1,151,000 | 1,496,000 |
| Net interest income | 1,212,000 | 2,495,000 | 3,771,000 | 5,012,000 |
| Noninterest income | 383,000 | 827,000 | 1,264,000 | 1,613,000 |
| Noninterest expense | 1,332,000 | 2,690,000 | 3,879,000 | 5,053,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 218,000 | 602,000 | 1,084,000 | 1,459,000 |
| Income tax | 85,000 | 235,000 | 417,000 | 506,000 |
| Net income | 133,000 | 367,000 | 667,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,856,000 | 12,885,000 | 13,184,000 | 13,471,000 |
| Total capital | 13,967,000 | 13,996,000 | 14,304,000 | 14,568,000 |
| Risk-weighted assets | 88,701,000 | 88,702,000 | 89,400,000 | 87,493,000 |