Call reports 2010
REELFOOT BANK — 2010
What REELFOOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,342,000 | 142,696,000 | 148,969,000 | 146,609,000 |
| Total loans | 83,434,000 | 86,379,000 | 85,562,000 | 84,001,000 |
| Allowance for loan losses | 1,073,000 | 1,191,000 | 1,258,000 | 1,325,000 |
| Securities available for sale | 34,167,000 | 37,761,000 | 35,193,000 | 39,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,248,000 | 126,555,000 | 132,802,000 | 131,476,000 |
| Interest-bearing deposits | 111,369,000 | 112,675,000 | 117,958,000 | 117,173,000 |
| Noninterest-bearing deposits | 15,879,000 | 13,880,000 | 14,844,000 | 14,303,000 |
| Equity capital | 12,883,000 | 13,390,000 | 13,241,000 | 12,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,684,000 | 3,421,000 | 5,167,000 | 6,898,000 |
| Interest expense | 464,000 | 911,000 | 1,363,000 | 1,802,000 |
| Net interest income | 1,220,000 | 2,510,000 | 3,804,000 | 5,096,000 |
| Noninterest income | 443,000 | 930,000 | 1,364,000 | 1,773,000 |
| Noninterest expense | 1,371,000 | 2,804,000 | 4,251,000 | 5,695,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 213,000 | 486,000 | 681,000 | 848,000 |
| Income tax | 83,000 | 187,000 | 260,000 | 281,000 |
| Net income | 130,000 | 299,000 | 421,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,522,000 | 12,691,000 | 12,576,000 | 12,722,000 |
| Total capital | 13,595,000 | 13,810,000 | 13,715,000 | 13,844,000 |
| Risk-weighted assets | 88,201,000 | 89,813,000 | 91,031,000 | 89,552,000 |