Call reports 2009
REELFOOT BANK — 2009
What REELFOOT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 139,108,000 | 138,918,000 | 141,407,000 | 143,414,000 |
| Total loans | 85,680,000 | 85,156,000 | 88,116,000 | 85,643,000 |
| Allowance for loan losses | 1,035,000 | 1,011,000 | 1,052,000 | 1,060,000 |
| Securities available for sale | 30,274,000 | 32,610,000 | 35,424,000 | 34,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,092,000 | 124,417,000 | 126,231,000 | 128,162,000 |
| Interest-bearing deposits | 109,051,000 | 108,940,000 | 112,485,000 | 112,418,000 |
| Noninterest-bearing deposits | 15,040,000 | 15,476,000 | 13,746,000 | 15,744,000 |
| Equity capital | 12,279,000 | 12,049,000 | 12,542,000 | 12,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,615,000 | 5,407,000 | 7,208,000 |
| Interest expense | 622,000 | 1,195,000 | 1,742,000 | 2,267,000 |
| Net interest income | 1,217,000 | 2,420,000 | 3,665,000 | 4,941,000 |
| Noninterest income | 474,000 | 924,000 | 1,410,000 | 1,921,000 |
| Noninterest expense | 1,407,000 | 2,831,000 | 4,220,000 | 5,626,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 390,000 |
| Pretax income | 229,000 | 375,000 | 681,000 | 977,000 |
| Income tax | 88,000 | 144,000 | 259,000 | 252,000 |
| Net income | 141,000 | 231,000 | 422,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,809,000 | 11,899,000 | 12,089,000 | 12,392,000 |
| Total capital | 12,844,000 | 12,910,000 | 13,141,000 | 13,452,000 |
| Risk-weighted assets | 89,143,000 | 89,096,000 | 91,932,000 | 90,467,000 |