Call reports 2008
REELFOOT BANK — 2008
What REELFOOT BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 142,065,000 | 140,660,000 | 137,219,000 | 137,780,000 |
| Total loans | 84,568,000 | 84,919,000 | 84,335,000 | 86,820,000 |
| Allowance for loan losses | 690,000 | 844,000 | 916,000 | 960,000 |
| Securities available for sale | 29,468,000 | 35,073,000 | 34,048,000 | 31,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,575,000 | 126,143,000 | 122,871,000 | 123,411,000 |
| Interest-bearing deposits | 112,637,000 | 112,575,000 | 110,325,000 | 107,998,000 |
| Noninterest-bearing deposits | 13,938,000 | 13,569,000 | 12,546,000 | 15,413,000 |
| Equity capital | 13,525,000 | 12,486,000 | 12,235,000 | 11,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,174,000 | 6,202,000 | 8,146,000 |
| Interest expense | 934,000 | 1,773,000 | 2,552,000 | 3,285,000 |
| Net interest income | 1,170,000 | 2,401,000 | 3,650,000 | 4,861,000 |
| Noninterest income | 561,000 | 1,224,000 | 1,831,000 | 2,385,000 |
| Noninterest expense | 1,591,000 | 3,466,000 | 5,032,000 | 6,323,000 |
| Provision for loan losses | 90,000 | 326,000 | 416,000 | 506,000 |
| Pretax income | 54,000 | -163,000 | 86,000 | 546,000 |
| Income tax | 18,000 | -59,000 | 36,000 | 171,000 |
| Net income | 36,000 | -104,000 | 50,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 12,960,000 | 12,359,000 | 11,668,000 |
| Total capital | 13,905,000 | 13,804,000 | 13,275,000 | 12,628,000 |
| Risk-weighted assets | 94,663,000 | 92,445,000 | 89,498,000 | 89,186,000 |