Call reports 2007
REELFOOT BANK — 2007
What REELFOOT BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 139,052,000 | 137,794,000 | 136,263,000 | 139,063,000 |
| Total loans | 85,634,000 | 87,249,000 | 86,922,000 | 87,008,000 |
| Allowance for loan losses | 2,635,000 | 457,000 | 591,000 | 601,000 |
| Securities available for sale | 27,510,000 | 26,040,000 | 24,164,000 | 25,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,937,000 | 122,455,000 | 120,688,000 | 123,593,000 |
| Interest-bearing deposits | 110,228,000 | 109,683,000 | 107,414,000 | 109,683,000 |
| Noninterest-bearing deposits | 13,708,000 | 12,772,000 | 13,274,000 | 13,910,000 |
| Equity capital | 12,852,000 | 12,891,000 | 13,219,000 | 13,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,313,000 | 6,525,000 | 8,729,000 |
| Interest expense | 905,000 | 1,828,000 | 2,766,000 | 3,720,000 |
| Net interest income | 1,263,000 | 2,485,000 | 3,759,000 | 5,009,000 |
| Noninterest income | 1,516,000 | 2,310,000 | 3,250,000 | 3,692,000 |
| Noninterest expense | 2,097,000 | 3,655,000 | 5,271,000 | 6,855,000 |
| Provision for loan losses | 56,000 | 167,000 | 381,000 | 441,000 |
| Pretax income | 626,000 | 973,000 | 1,357,000 | 1,432,000 |
| Income tax | -122,000 | -86,000 | 61,000 | 34,000 |
| Net income | 748,000 | 1,059,000 | 1,296,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,924,000 | 13,149,000 | 13,301,000 | 13,319,000 |
| Total capital | 14,128,000 | 13,606,000 | 13,892,000 | 13,920,000 |
| Risk-weighted assets | 94,911,000 | 97,450,000 | 97,382,000 | 96,629,000 |