Call reports 2006
REELFOOT BANK — 2006
What REELFOOT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 135,365,000 | 134,582,000 | 132,899,000 | 137,215,000 |
| Total loans | 93,095,000 | 93,655,000 | 90,976,000 | 85,671,000 |
| Allowance for loan losses | 2,045,000 | 1,988,000 | 1,900,000 | 2,566,000 |
| Securities available for sale | 16,086,000 | 17,051,000 | 20,303,000 | 24,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,611,000 | 119,315,000 | 117,022,000 | 122,132,000 |
| Interest-bearing deposits | 106,755,000 | 106,176,000 | 104,557,000 | 108,377,000 |
| Noninterest-bearing deposits | 13,856,000 | 13,139,000 | 12,466,000 | 13,755,000 |
| Equity capital | 12,588,000 | 12,740,000 | 13,061,000 | 12,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,950,000 | 6,050,000 | 8,170,000 |
| Interest expense | 669,000 | 1,397,000 | 2,190,000 | 3,054,000 |
| Net interest income | 1,233,000 | 2,553,000 | 3,860,000 | 5,116,000 |
| Noninterest income | 502,000 | 998,000 | 1,549,000 | 2,136,000 |
| Noninterest expense | 1,357,000 | 2,731,000 | 4,112,000 | 5,615,000 |
| Provision for loan losses | 5,000 | 3,000 | 2,000 | 1,133,000 |
| Pretax income | 373,000 | 817,000 | 1,295,000 | 504,000 |
| Income tax | 145,000 | 313,000 | 496,000 | 142,000 |
| Net income | 228,000 | 504,000 | 799,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,771,000 | 12,956,000 | 13,180,000 | 12,466,000 |
| Total capital | 14,036,000 | 14,221,000 | 14,423,000 | 13,679,000 |
| Risk-weighted assets | 100,423,000 | 100,477,000 | 98,771,000 | 95,716,000 |