Call reports 2005
REELFOOT BANK — 2005
What REELFOOT BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,145,000 | 139,680,000 | 138,777,000 | 137,095,000 |
| Total loans | 99,487,000 | 98,863,000 | 98,732,000 | 96,684,000 |
| Allowance for loan losses | 2,920,000 | 2,916,000 | 2,848,000 | 2,067,000 |
| Securities available for sale | 12,885,000 | 14,585,000 | 16,386,000 | 16,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,951,000 | 125,091,000 | 123,781,000 | 122,440,000 |
| Interest-bearing deposits | 110,958,000 | 111,617,000 | 109,733,000 | 109,348,000 |
| Noninterest-bearing deposits | 13,993,000 | 13,474,000 | 14,048,000 | 13,092,000 |
| Equity capital | 12,079,000 | 12,271,000 | 12,440,000 | 12,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,652,000 | 5,584,000 | 7,596,000 |
| Interest expense | 499,000 | 1,086,000 | 1,719,000 | 2,383,000 |
| Net interest income | 1,329,000 | 2,566,000 | 3,865,000 | 5,213,000 |
| Noninterest income | 466,000 | 987,000 | 1,557,000 | 2,101,000 |
| Noninterest expense | 1,306,000 | 2,660,000 | 4,070,000 | 5,434,000 |
| Provision for loan losses | 69,000 | 142,000 | 177,000 | 586,000 |
| Pretax income | 420,000 | 751,000 | 1,175,000 | 1,294,000 |
| Income tax | 163,000 | 289,000 | 450,000 | 441,000 |
| Net income | 257,000 | 462,000 | 725,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,227,000 | 12,362,000 | 12,555,000 | 12,613,000 |
| Total capital | 13,567,000 | 13,702,000 | 13,869,000 | 13,903,000 |
| Risk-weighted assets | 105,593,000 | 105,586,000 | 103,622,000 | 102,445,000 |