Call reports 2004
REELFOOT BANK — 2004
What REELFOOT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 137,291,000 | 136,758,000 | 135,508,000 | 137,734,000 |
| Total loans | 101,187,000 | 103,010,000 | 104,054,000 | 102,888,000 |
| Allowance for loan losses | 1,361,000 | 1,375,000 | 2,671,000 | 2,867,000 |
| Securities available for sale | 11,746,000 | 12,302,000 | 11,338,000 | 11,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,849,000 | 122,285,000 | 121,419,000 | 123,479,000 |
| Interest-bearing deposits | 105,838,000 | 105,605,000 | 106,377,000 | 108,073,000 |
| Noninterest-bearing deposits | 17,011,000 | 16,680,000 | 15,042,000 | 15,406,000 |
| Equity capital | 12,578,000 | 12,525,000 | 12,037,000 | 11,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,652,000 | 5,472,000 | 7,320,000 |
| Interest expense | 417,000 | 811,000 | 1,212,000 | 1,646,000 |
| Net interest income | 1,421,000 | 2,841,000 | 4,260,000 | 5,674,000 |
| Noninterest income | -270,000 | 153,000 | 645,000 | 1,005,000 |
| Noninterest expense | 1,481,000 | 2,860,000 | 4,329,000 | 5,633,000 |
| Provision for loan losses | 195,000 | 303,000 | 1,667,000 | 2,043,000 |
| Pretax income | -525,000 | -169,000 | -1,091,000 | -997,000 |
| Income tax | -215,000 | -61,000 | -444,000 | -419,000 |
| Net income | -310,000 | -108,000 | -647,000 | -578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,550,000 | 12,681,000 | 12,072,000 | 12,045,000 |
| Total capital | 13,907,000 | 14,056,000 | 13,464,000 | 13,425,000 |
| Risk-weighted assets | 108,539,000 | 110,164,000 | 110,120,000 | 108,927,000 |