Call reports 2003
REELFOOT BANK — 2003
What REELFOOT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 148,885,000 | 146,649,000 | 146,436,000 | 139,466,000 |
| Total loans | 101,621,000 | 104,192,000 | 104,010,000 | 102,919,000 |
| Allowance for loan losses | 1,532,000 | 1,470,000 | 1,393,000 | 1,380,000 |
| Securities available for sale | 10,028,000 | 16,212,000 | 12,026,000 | 12,692,000 |
| Securities held to maturity | 2,227,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,877,000 | 131,379,000 | 130,878,000 | 124,363,000 |
| Interest-bearing deposits | 115,694,000 | 113,465,000 | 114,110,000 | 108,368,000 |
| Noninterest-bearing deposits | 18,183,000 | 17,914,000 | 16,768,000 | 15,995,000 |
| Equity capital | 12,730,000 | 12,967,000 | 13,076,000 | 13,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,117,000 | 6,119,000 | 7,966,000 |
| Interest expense | 650,000 | 1,242,000 | 1,753,000 | 2,210,000 |
| Net interest income | 1,429,000 | 2,875,000 | 4,366,000 | 5,756,000 |
| Noninterest income | 404,000 | 891,000 | 1,329,000 | 1,759,000 |
| Noninterest expense | 1,507,000 | 3,065,000 | 4,552,000 | 5,999,000 |
| Provision for loan losses | 108,000 | 216,000 | 327,000 | 524,000 |
| Pretax income | 218,000 | 559,000 | 890,000 | 1,066,000 |
| Income tax | 78,000 | 213,000 | 340,000 | 356,000 |
| Net income | 140,000 | 346,000 | 550,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,676,000 | 12,889,000 | 13,098,000 | 13,031,000 |
| Total capital | 14,072,000 | 14,329,000 | 14,491,000 | 14,411,000 |
| Risk-weighted assets | 111,558,000 | 115,162,000 | 115,395,000 | 113,298,000 |