Call reports 2002
REELFOOT BANK — 2002
What REELFOOT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 159,301,000 | 156,946,000 | 153,847,000 | 149,678,000 |
| Total loans | 111,636,000 | 104,421,000 | 107,137,000 | 98,211,000 |
| Allowance for loan losses | 1,958,000 | 1,518,000 | 1,396,000 | 1,466,000 |
| Securities available for sale | 13,272,000 | 12,669,000 | 10,204,000 | 7,378,000 |
| Securities held to maturity | 2,256,000 | 2,255,000 | 2,255,000 | 2,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,888,000 | 139,546,000 | 136,097,000 | 133,708,000 |
| Interest-bearing deposits | 120,799,000 | 123,105,000 | 119,926,000 | 115,306,000 |
| Noninterest-bearing deposits | 19,089,000 | 16,441,000 | 16,171,000 | 18,402,000 |
| Equity capital | 13,915,000 | 14,162,000 | 14,350,000 | 13,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,107,000 | 7,501,000 | 9,719,000 |
| Interest expense | 1,018,000 | 1,928,000 | 2,753,000 | 3,501,000 |
| Net interest income | 1,576,000 | 3,179,000 | 4,748,000 | 6,218,000 |
| Noninterest income | 362,000 | 745,000 | 1,150,000 | 1,706,000 |
| Noninterest expense | 1,315,000 | 2,843,000 | 4,311,000 | 5,995,000 |
| Provision for loan losses | 90,000 | 195,000 | 335,000 | 1,819,000 |
| Pretax income | 533,000 | 886,000 | 1,252,000 | 110,000 |
| Income tax | 162,000 | 269,000 | 406,000 | 6,000 |
| Net income | 371,000 | 617,000 | 846,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,900,000 | 14,025,000 | 14,240,000 | 13,416,000 |
| Total capital | 15,366,000 | 15,442,000 | 15,636,000 | 14,775,000 |
| Risk-weighted assets | 116,816,000 | 113,233,000 | 115,671,000 | 108,602,000 |