Call reports 2001
REELFOOT BANK — 2001
What REELFOOT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,079,000 | 103,871,000 | 103,191,000 | 159,809,000 |
| Total loans | 80,102,000 | 79,891,000 | 78,982,000 | 113,442,000 |
| Allowance for loan losses | 1,066,000 | 1,376,000 | 1,420,000 | 1,970,000 |
| Securities available for sale | 6,494,000 | 5,573,000 | 6,451,000 | 12,315,000 |
| Securities held to maturity | 1,293,000 | 1,292,000 | 1,226,000 | 2,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,003,000 | 89,797,000 | 89,871,000 | 140,251,000 |
| Interest-bearing deposits | 77,244,000 | 77,153,000 | 77,076,000 | 119,721,000 |
| Noninterest-bearing deposits | 13,759,000 | 12,644,000 | 12,795,000 | 20,530,000 |
| Equity capital | 9,333,000 | 9,223,000 | 8,499,000 | 13,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,170,000 | 4,176,000 | 5,988,000 | 12,058,000 |
| Interest expense | 1,102,000 | 2,122,000 | 3,043,000 | 5,875,000 |
| Net interest income | 1,068,000 | 2,054,000 | 2,945,000 | 6,183,000 |
| Noninterest income | 303,000 | 592,000 | 752,000 | 1,752,000 |
| Noninterest expense | 915,000 | 1,909,000 | 2,896,000 | 5,898,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,181,000 | 2,253,000 |
| Pretax income | 156,000 | 137,000 | -380,000 | -216,000 |
| Income tax | 46,000 | 46,000 | -129,000 | -207,000 |
| Net income | 110,000 | 91,000 | -251,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,243,000 | 9,128,000 | 8,410,000 | 13,639,000 |
| Total capital | 10,254,000 | 10,145,000 | 9,413,000 | 15,108,000 |
| Risk-weighted assets | 80,843,000 | 81,011,000 | 79,830,000 | 117,010,000 |