Call reports 2005
CITY NATIONAL BANK AND TRUST COMPANY — 2005
What CITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 418,930,000 | 419,101,000 | 403,539,000 | 397,937,000 |
| Total loans | 194,557,000 | 201,717,000 | 200,529,000 | 197,893,000 |
| Allowance for loan losses | 2,358,000 | 2,383,000 | 2,401,000 | 2,409,000 |
| Securities available for sale | 177,591,000 | 169,090,000 | 159,228,000 | 150,336,000 |
| Securities held to maturity | 7,898,000 | 7,038,000 | 7,237,000 | 7,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,219,000 | 343,743,000 | 331,499,000 | 333,967,000 |
| Interest-bearing deposits | 296,237,000 | 301,200,000 | 285,460,000 | 287,966,000 |
| Noninterest-bearing deposits | 42,982,000 | 42,543,000 | 46,039,000 | 46,001,000 |
| Equity capital | 37,592,000 | 38,391,000 | 38,713,000 | 38,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,033,000 | 10,120,000 | 15,173,000 | 20,152,000 |
| Interest expense | 1,488,000 | 3,096,000 | 4,727,000 | 6,354,000 |
| Net interest income | 3,545,000 | 7,024,000 | 10,446,000 | 13,798,000 |
| Noninterest income | 409,000 | 812,000 | 1,277,000 | 1,737,000 |
| Noninterest expense | 2,486,000 | 6,237,000 | 8,593,000 | 11,331,000 |
| Provision for loan losses | 70,000 | 120,000 | 195,000 | 270,000 |
| Pretax income | 1,604,000 | 1,691,000 | 3,147,000 | 4,146,000 |
| Income tax | 435,000 | 288,000 | 676,000 | 1,231,000 |
| Net income | 1,169,000 | 1,403,000 | 2,471,000 | 2,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,747,000 | 31,703,000 | 32,789,000 | 33,464,000 |
| Total capital | 34,105,000 | 34,086,000 | 35,190,000 | 35,873,000 |
| Risk-weighted assets | 215,043,000 | 220,940,000 | 216,111,000 | 212,156,000 |