Call reports 2004
CITY NATIONAL BANK AND TRUST COMPANY — 2004
What CITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 391,435,000 | 388,442,000 | 437,614,000 | 421,345,000 |
| Total loans | 173,367,000 | 175,549,000 | 184,571,000 | 188,535,000 |
| Allowance for loan losses | 2,436,000 | 2,458,000 | 2,515,000 | 2,331,000 |
| Securities available for sale | 158,343,000 | 170,419,000 | 185,947,000 | 188,941,000 |
| Securities held to maturity | 10,319,000 | 8,836,000 | 8,441,000 | 7,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,336,000 | 308,568,000 | 354,229,000 | 333,042,000 |
| Interest-bearing deposits | 274,455,000 | 273,396,000 | 309,116,000 | 290,538,000 |
| Noninterest-bearing deposits | 31,881,000 | 35,172,000 | 45,113,000 | 42,504,000 |
| Equity capital | 37,461,000 | 35,991,000 | 37,936,000 | 38,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 9,544,000 | 14,493,000 | 19,542,000 |
| Interest expense | 1,412,000 | 2,718,000 | 4,074,000 | 5,484,000 |
| Net interest income | 3,427,000 | 6,826,000 | 10,419,000 | 14,058,000 |
| Noninterest income | 380,000 | 752,000 | 1,225,000 | 1,592,000 |
| Noninterest expense | 2,135,000 | 4,287,000 | 6,793,000 | 9,364,000 |
| Provision for loan losses | 150,000 | 300,000 | 425,000 | 500,000 |
| Pretax income | 1,835,000 | 3,351,000 | 4,753,000 | 6,114,000 |
| Income tax | 534,000 | 945,000 | 1,308,000 | 1,674,000 |
| Net income | 1,301,000 | 2,406,000 | 3,445,000 | 4,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,514,000 | 32,318,000 | 30,578,000 | 31,104,000 |
| Total capital | 33,982,000 | 34,791,000 | 33,110,000 | 33,468,000 |
| Risk-weighted assets | 202,296,000 | 202,351,000 | 217,204,000 | 215,637,000 |