Call reports 2003
CITY NATIONAL BANK AND TRUST COMPANY — 2003
What CITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 397,154,000 | 396,038,000 | 393,833,000 | 394,837,000 |
| Total loans | 180,660,000 | 175,013,000 | 170,995,000 | 171,230,000 |
| Allowance for loan losses | 3,389,000 | 2,396,000 | 2,412,000 | 2,418,000 |
| Securities available for sale | 146,793,000 | 154,256,000 | 162,939,000 | 162,920,000 |
| Securities held to maturity | 9,331,000 | 10,200,000 | 9,767,000 | 9,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,113,000 | 308,405,000 | 306,522,000 | 309,854,000 |
| Interest-bearing deposits | 279,570,000 | 280,132,000 | 273,879,000 | 278,820,000 |
| Noninterest-bearing deposits | 28,543,000 | 28,273,000 | 32,643,000 | 31,034,000 |
| Equity capital | 35,106,000 | 35,832,000 | 35,539,000 | 35,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,167,000 | 10,144,000 | 14,892,000 | 19,693,000 |
| Interest expense | 1,819,000 | 3,582,000 | 5,198,000 | 6,727,000 |
| Net interest income | 3,348,000 | 6,562,000 | 9,694,000 | 12,966,000 |
| Noninterest income | 360,000 | 765,000 | 1,196,000 | 1,584,000 |
| Noninterest expense | 2,069,000 | 4,228,000 | 6,368,000 | 8,657,000 |
| Provision for loan losses | 385,000 | 520,000 | 655,000 | 1,290,000 |
| Pretax income | 1,254,000 | 2,583,000 | 3,897,000 | 4,633,000 |
| Income tax | 306,000 | 640,000 | 959,000 | 1,062,000 |
| Net income | 948,000 | 1,943,000 | 2,938,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,243,000 | 29,638,000 | 30,033,000 | 30,464,000 |
| Total capital | 31,842,000 | 32,070,000 | 32,463,000 | 32,914,000 |
| Risk-weighted assets | 204,907,000 | 203,803,000 | 201,407,000 | 200,206,000 |