Call reports 2002
CITY NATIONAL BANK AND TRUST COMPANY — 2002
What CITY NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 370,321,000 | 375,731,000 | 390,565,000 | 390,971,000 |
| Total loans | 195,128,000 | 192,168,000 | 189,100,000 | 186,264,000 |
| Allowance for loan losses | 2,756,000 | 2,792,000 | 3,038,000 | 3,083,000 |
| Securities available for sale | 127,143,000 | 129,872,000 | 130,166,000 | 143,971,000 |
| Securities held to maturity | 9,945,000 | 9,890,000 | 9,233,000 | 9,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,852,000 | 291,270,000 | 303,058,000 | 302,022,000 |
| Interest-bearing deposits | 259,946,000 | 261,402,000 | 271,880,000 | 273,692,000 |
| Noninterest-bearing deposits | 28,906,000 | 29,868,000 | 31,178,000 | 28,330,000 |
| Equity capital | 32,804,000 | 34,142,000 | 35,288,000 | 34,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,617,000 | 11,200,000 | 16,738,000 | 22,031,000 |
| Interest expense | 2,113,000 | 4,236,000 | 6,334,000 | 8,317,000 |
| Net interest income | 3,504,000 | 6,964,000 | 10,404,000 | 13,714,000 |
| Noninterest income | 336,000 | 694,000 | 1,148,000 | 1,520,000 |
| Noninterest expense | 1,940,000 | 3,926,000 | 5,792,000 | 7,848,000 |
| Provision for loan losses | 310,000 | 535,000 | 890,000 | 1,165,000 |
| Pretax income | 1,590,000 | 3,197,000 | 4,901,000 | 6,254,000 |
| Income tax | 454,000 | 914,000 | 1,400,000 | 1,731,000 |
| Net income | 1,136,000 | 2,283,000 | 3,501,000 | 4,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,965,000 | 28,897,000 | 29,455,000 | 28,995,000 |
| Total capital | 31,532,000 | 31,461,000 | 32,080,000 | 31,620,000 |
| Risk-weighted assets | 204,446,000 | 204,156,000 | 208,823,000 | 206,230,000 |