Call report 2025Q4
CITIZENS BANK — 2025Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,814,000 | USD | evidence → |
| Total loans | 178,179,000 | USD | evidence → |
| Allowance for loan losses | 1,402,000 | USD | evidence → |
| Securities available for sale | 30,530,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,546,000 | USD | evidence → |
| Interest-bearing deposits | 216,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,245,000 | USD | evidence → |
| Equity capital | 29,482,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,506,000 | USD | evidence → |
| Interest expense | 6,337,000 | USD | evidence → |
| Net interest income | 12,169,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 5,482,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 7,018,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 7,018,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,912,000 | USD | evidence → |
| Total capital | 31,314,000 | USD | evidence → |
| Risk-weighted assets | 195,098,000 | USD | evidence → |