Call report 2022Q4
CITIZENS BANK — 2022Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,256,000 | USD | evidence → |
| Total loans | 141,236,000 | USD | evidence → |
| Allowance for loan losses | 1,043,000 | USD | evidence → |
| Securities available for sale | 37,672,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 197,034,000 | USD | evidence → |
| Interest-bearing deposits | 144,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,845,000 | USD | evidence → |
| Equity capital | 19,763,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,017,000 | USD | evidence → |
| Interest expense | 1,144,000 | USD | evidence → |
| Net interest income | 7,873,000 | USD | evidence → |
| Noninterest income | 440,000 | USD | evidence → |
| Noninterest expense | 4,450,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 3,743,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,141,000 | USD | evidence → |
| Total capital | 23,184,000 | USD | evidence → |
| Risk-weighted assets | 153,940,000 | USD | evidence → |