Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,242,000 | USD | evidence → |
| Total loans | 18,395,000 | USD | evidence → |
| Allowance for loan losses | 248,000 | USD | evidence → |
| Securities available for sale | 3,269,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,424,000 | USD | evidence → |
| Interest-bearing deposits | 19,797,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,627,000 | USD | evidence → |
| Equity capital | 2,763,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,038,000 | USD | evidence → |
| Interest expense | 193,000 | USD | evidence → |
| Net interest income | 845,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 546,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 476,000 | USD | evidence → |
| Income tax | 161,000 | USD | evidence → |
| Net income | 315,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,760,000 | USD | evidence → |
| Total capital | 2,989,000 | USD | evidence → |
| Risk-weighted assets | 18,327,000 | USD | evidence → |