Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,352,000 | USD | evidence → |
| Total loans | 17,980,000 | USD | evidence → |
| Allowance for loan losses | 236,000 | USD | evidence → |
| Securities available for sale | 3,284,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,509,000 | USD | evidence → |
| Interest-bearing deposits | 20,134,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,375,000 | USD | evidence → |
| Equity capital | 2,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,481,000 | USD | evidence → |
| Interest expense | 378,000 | USD | evidence → |
| Net interest income | 1,103,000 | USD | evidence → |
| Noninterest income | 410,000 | USD | evidence → |
| Noninterest expense | 784,000 | USD | evidence → |
| Provision for loan losses | -33,000 | USD | evidence → |
| Pretax income | 762,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 507,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,687,000 | USD | evidence → |
| Total capital | 2,921,000 | USD | evidence → |
| Risk-weighted assets | 18,689,000 | USD | evidence → |