Call reports 2023
CROSSBRIDGE COMMUNITY BANK — 2023
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 196,987,000 | 197,312,000 | 201,775,000 | 203,717,000 |
| Total loans | 148,769,000 | 151,205,000 | 156,215,000 | 159,201,000 |
| Allowance for loan losses | 2,027,000 | 2,028,000 | 2,030,000 | 2,036,000 |
| Securities available for sale | 31,763,000 | 25,776,000 | 24,248,000 | 24,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,070,000 | 166,424,000 | 164,687,000 | 168,941,000 |
| Interest-bearing deposits | 135,458,000 | 133,801,000 | 132,137,000 | 139,138,000 |
| Noninterest-bearing deposits | 32,611,000 | 32,623,000 | 32,550,000 | 29,803,000 |
| Equity capital | 21,362,000 | 21,274,000 | 21,073,000 | 22,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,565,000 | 5,466,000 | 7,541,000 |
| Interest expense | 121,000 | 387,000 | 740,000 | 1,277,000 |
| Net interest income | 1,620,000 | 3,178,000 | 4,726,000 | 6,264,000 |
| Noninterest income | 232,000 | 493,000 | 760,000 | 1,002,000 |
| Noninterest expense | 1,565,000 | 3,137,000 | 4,671,000 | 6,136,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 486,000 | 762,000 | 1,077,000 |
| Income tax | 59,000 | 96,000 | 113,000 | 490,000 |
| Net income | 228,000 | 390,000 | 649,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,174,000 | 23,306,000 | 23,608,000 | 23,551,000 |