Call reports 2022
CROSSBRIDGE COMMUNITY BANK — 2022
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 199,062,000 | 199,417,000 | 200,460,000 | 199,267,000 |
| Total loans | 117,628,000 | 126,014,000 | 133,972,000 | 142,332,000 |
| Allowance for loan losses | 1,706,000 | 1,684,000 | 1,684,000 | 2,026,000 |
| Securities available for sale | 27,213,000 | 28,020,000 | 32,704,000 | 32,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,440,000 | 177,064,000 | 178,017,000 | 176,419,000 |
| Interest-bearing deposits | 139,530,000 | 142,165,000 | 141,167,000 | 139,472,000 |
| Noninterest-bearing deposits | 35,910,000 | 34,899,000 | 36,850,000 | 36,947,000 |
| Equity capital | 21,672,000 | 20,858,000 | 20,662,000 | 21,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,671,000 | 4,304,000 | 6,031,000 |
| Interest expense | 55,000 | 110,000 | 167,000 | 218,000 |
| Net interest income | 1,235,000 | 2,561,000 | 4,137,000 | 5,813,000 |
| Noninterest income | 275,000 | 587,000 | 848,000 | 1,535,000 |
| Noninterest expense | 1,410,000 | 2,866,000 | 4,456,000 | 6,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 341,000 |
| Pretax income | 100,000 | 282,000 | 529,000 | 877,000 |
| Income tax | 14,000 | 48,000 | 100,000 | 175,000 |
| Net income | 86,000 | 234,000 | 429,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,307,000 | 22,456,000 | 22,663,000 | 22,939,000 |
| Total capital | 23,681,000 | 23,916,000 | — | — |
| Risk-weighted assets | 109,514,000 | 116,508,000 | — | — |