Call reports 2021
CROSSBRIDGE COMMUNITY BANK — 2021
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,280,000 | 183,964,000 | 195,116,000 | 203,586,000 |
| Total loans | 116,869,000 | 116,997,000 | 116,405,000 | 117,427,000 |
| Allowance for loan losses | 1,696,000 | 1,703,000 | 1,704,000 | 1,705,000 |
| Securities available for sale | 15,277,000 | 14,440,000 | 21,265,000 | 23,024,000 |
| Securities held to maturity | 36,000 | 26,000 | 18,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,774,000 | 160,215,000 | 171,221,000 | 179,538,000 |
| Interest-bearing deposits | 126,524,000 | 127,753,000 | 134,941,000 | 143,544,000 |
| Noninterest-bearing deposits | 30,250,000 | 32,462,000 | 36,280,000 | 35,994,000 |
| Equity capital | 21,949,000 | 22,248,000 | 22,454,000 | 22,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,462,000 | 2,897,000 | 4,195,000 | 5,529,000 |
| Interest expense | 73,000 | 136,000 | 195,000 | 253,000 |
| Net interest income | 1,389,000 | 2,761,000 | 4,000,000 | 5,276,000 |
| Noninterest income | 437,000 | 830,000 | 1,188,000 | 1,552,000 |
| Noninterest expense | 1,364,000 | 2,695,000 | 4,056,000 | 5,412,000 |
| Provision for loan losses | 3,000 | 6,000 | 7,000 | 7,000 |
| Pretax income | 459,000 | 890,000 | 1,125,000 | 1,409,000 |
| Income tax | 112,000 | 217,000 | 267,000 | 330,000 |
| Net income | 347,000 | 673,000 | 858,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,503,000 | 21,836,000 | 21,985,000 | 22,213,000 |
| Total capital | 22,856,000 | 23,183,000 | 23,353,000 | 23,595,000 |
| Risk-weighted assets | 107,893,000 | 107,384,000 | 109,083,000 | 110,167,000 |