Call reports 2020
CROSSBRIDGE COMMUNITY BANK — 2020
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,065,000 | 165,170,000 | 168,997,000 | 179,748,000 |
| Total loans | 119,951,000 | 121,764,000 | 118,095,000 | 114,489,000 |
| Allowance for loan losses | 1,554,000 | 1,722,000 | 1,726,000 | 1,705,000 |
| Securities available for sale | 9,066,000 | 10,963,000 | 10,300,000 | 9,640,000 |
| Securities held to maturity | 88,000 | 78,000 | 64,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,448,000 | 138,667,000 | 142,178,000 | 152,443,000 |
| Interest-bearing deposits | 103,655,000 | 111,382,000 | 113,724,000 | 123,691,000 |
| Noninterest-bearing deposits | 19,793,000 | 27,285,000 | 28,454,000 | 28,752,000 |
| Equity capital | 20,298,000 | 20,928,000 | 21,351,000 | 21,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,251,000 | 4,684,000 | 6,108,000 |
| Interest expense | 129,000 | 252,000 | 369,000 | 460,000 |
| Net interest income | 1,386,000 | 2,999,000 | 4,315,000 | 5,648,000 |
| Noninterest income | 265,000 | 694,000 | 1,217,000 | 1,758,000 |
| Noninterest expense | 1,284,000 | 2,521,000 | 3,840,000 | 5,202,000 |
| Provision for loan losses | 3,000 | 170,000 | 173,000 | 151,000 |
| Pretax income | 364,000 | 1,002,000 | 1,519,000 | 2,053,000 |
| Income tax | 83,000 | 243,000 | 369,000 | 503,000 |
| Net income | 281,000 | 759,000 | 1,150,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,857,000 | 20,345,000 | 20,741,000 | 21,149,000 |
| Total capital | — | 21,722,000 | 22,092,000 | 22,489,000 |
| Risk-weighted assets | — | 109,811,000 | 107,728,000 | 106,810,000 |