Call reports 2019
CROSSBRIDGE COMMUNITY BANK — 2019
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 140,874,000 | 140,614,000 | 144,036,000 | 151,363,000 |
| Total loans | 115,592,000 | 115,563,000 | 119,221,000 | 120,818,000 |
| Allowance for loan losses | 1,525,000 | 1,529,000 | 1,548,000 | 1,552,000 |
| Securities available for sale | 10,659,000 | 10,374,000 | 9,861,000 | 9,871,000 |
| Securities held to maturity | 136,000 | 124,000 | 113,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,106,000 | 119,942,000 | 122,537,000 | 129,821,000 |
| Interest-bearing deposits | 98,717,000 | 100,373,000 | 100,731,000 | 107,565,000 |
| Noninterest-bearing deposits | 19,389,000 | 19,568,000 | 21,806,000 | 22,257,000 |
| Equity capital | 18,925,000 | 19,362,000 | 19,730,000 | 20,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,887,000 | 4,409,000 | 5,935,000 |
| Interest expense | 88,000 | 181,000 | 298,000 | 426,000 |
| Net interest income | 1,340,000 | 2,706,000 | 4,111,000 | 5,509,000 |
| Noninterest income | 244,000 | 582,000 | 850,000 | 1,146,000 |
| Noninterest expense | 1,270,000 | 2,529,000 | 3,763,000 | 5,036,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 9,000 |
| Pretax income | 314,000 | 756,000 | 1,192,000 | 1,610,000 |
| Income tax | 78,000 | 175,000 | 278,000 | 377,000 |
| Net income | 236,000 | 581,000 | 914,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,515,000 | 18,865,000 | 19,205,000 | 19,531,000 |
| Total capital | 20,052,000 | 20,406,000 | 20,765,000 | 20,962,000 |
| Risk-weighted assets | 126,232,000 | 126,896,000 | 129,200,000 | 114,352,000 |