Call reports 2016
CROSSBRIDGE COMMUNITY BANK — 2016
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,198,000 | 92,844,000 | 94,137,000 | 145,683,000 |
| Total loans | 59,534,000 | 61,910,000 | 60,727,000 | 102,658,000 |
| Allowance for loan losses | 1,043,000 | 1,043,000 | 1,043,000 | 1,522,000 |
| Securities available for sale | 14,242,000 | 13,838,000 | 13,046,000 | 12,278,000 |
| Securities held to maturity | 325,000 | 313,000 | 296,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,135,000 | 80,679,000 | 81,927,000 | 125,840,000 |
| Interest-bearing deposits | 69,803,000 | 71,152,000 | 72,262,000 | 109,804,000 |
| Noninterest-bearing deposits | 7,332,000 | 9,526,000 | 9,664,000 | 16,035,000 |
| Equity capital | 10,753,000 | 10,970,000 | 11,048,000 | 17,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 787,000 | 1,598,000 | 2,418,000 | 3,483,000 |
| Interest expense | 41,000 | 83,000 | 126,000 | 189,000 |
| Net interest income | 746,000 | 1,515,000 | 2,292,000 | 3,294,000 |
| Noninterest income | 174,000 | 368,000 | 547,000 | 756,000 |
| Noninterest expense | 749,000 | 1,562,000 | 2,445,000 | 3,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 321,000 | 394,000 | 579,000 |
| Income tax | 53,000 | 101,000 | 76,000 | 135,000 |
| Net income | 118,000 | 220,000 | 318,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,615,000 | 10,717,000 | 10,815,000 | 17,424,000 |
| Total capital | 11,553,000 | 11,632,000 | 11,751,000 | 18,773,000 |
| Risk-weighted assets | 74,895,000 | 73,035,000 | 74,759,000 | 107,739,000 |