Call reports 2015
CROSSBRIDGE COMMUNITY BANK — 2015
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 85,052,000 | 87,364,000 | 86,183,000 | 91,270,000 |
| Total loans | 56,169,000 | 57,996,000 | 57,630,000 | 57,991,000 |
| Allowance for loan losses | 1,074,000 | 1,075,000 | 1,035,000 | 1,034,000 |
| Securities available for sale | 15,902,000 | 14,893,000 | 14,145,000 | 14,231,000 |
| Securities held to maturity | 398,000 | 391,000 | 366,000 | 351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,615,000 | 75,696,000 | 74,310,000 | 78,966,000 |
| Interest-bearing deposits | 65,607,000 | 66,423,000 | 65,329,000 | 70,875,000 |
| Noninterest-bearing deposits | 8,008,000 | 9,273,000 | 8,981,000 | 8,091,000 |
| Equity capital | 10,091,000 | 10,212,000 | 10,456,000 | 10,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,544,000 | 2,328,000 | 3,100,000 |
| Interest expense | 34,000 | 69,000 | 105,000 | 140,000 |
| Net interest income | 737,000 | 1,475,000 | 2,223,000 | 2,960,000 |
| Noninterest income | 131,000 | 301,000 | 495,000 | 827,000 |
| Noninterest expense | 693,000 | 1,348,000 | 2,078,000 | 2,791,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 428,000 | 640,000 | 996,000 |
| Income tax | 65,000 | 156,000 | 172,000 | 294,000 |
| Net income | 110,000 | 272,000 | 468,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,906,000 | 10,068,000 | 10,264,000 | 10,498,000 |
| Total capital | 10,971,000 | 11,131,000 | 11,299,000 | 11,572,000 |
| Risk-weighted assets | 85,130,000 | 85,102,000 | 86,411,000 | 87,179,000 |