Call reports 2014
CROSSBRIDGE COMMUNITY BANK — 2014
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 80,566,000 | 82,487,000 | 85,084,000 | 87,756,000 |
| Total loans | 50,670,000 | 51,239,000 | 52,939,000 | 54,432,000 |
| Allowance for loan losses | 1,154,000 | 1,120,000 | 1,121,000 | 1,119,000 |
| Securities available for sale | 15,799,000 | 16,508,000 | 16,718,000 | 16,677,000 |
| Securities held to maturity | 482,000 | 448,000 | 429,000 | 408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,534,000 | 71,182,000 | 73,491,000 | 76,431,000 |
| Interest-bearing deposits | 62,460,000 | 63,192,000 | 64,498,000 | 68,740,000 |
| Noninterest-bearing deposits | 7,074,000 | 7,991,000 | 8,993,000 | 7,691,000 |
| Equity capital | 9,419,000 | 9,630,000 | 9,758,000 | 9,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,450,000 | 2,198,000 | 2,954,000 |
| Interest expense | 40,000 | 78,000 | 115,000 | 151,000 |
| Net interest income | 687,000 | 1,372,000 | 2,083,000 | 2,803,000 |
| Noninterest income | 148,000 | 314,000 | 478,000 | 719,000 |
| Noninterest expense | 669,000 | 1,335,000 | 2,047,000 | 2,702,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 80,000 |
| Pretax income | 166,000 | 351,000 | 484,000 | 740,000 |
| Income tax | 52,000 | 115,000 | 126,000 | 215,000 |
| Net income | 114,000 | 236,000 | 358,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,331,000 | 9,454,000 | 9,599,000 | 9,744,000 |
| Total capital | 10,229,000 | 10,320,000 | 10,461,000 | 10,634,000 |
| Risk-weighted assets | 72,929,000 | 69,024,000 | 71,051,000 | 70,907,000 |