Call reports 2013
CROSSBRIDGE COMMUNITY BANK — 2013
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,689,000 | 81,491,000 | 79,412,000 | 84,407,000 |
| Total loans | 49,076,000 | 50,680,000 | 50,474,000 | 50,760,000 |
| Allowance for loan losses | 1,308,000 | 1,313,000 | 1,204,000 | 1,153,000 |
| Securities available for sale | 18,003,000 | 18,276,000 | 16,855,000 | 15,902,000 |
| Securities held to maturity | 603,000 | 568,000 | 528,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,351,000 | 71,235,000 | 69,076,000 | 73,691,000 |
| Interest-bearing deposits | 63,071,000 | 63,660,000 | 61,629,000 | 66,477,000 |
| Noninterest-bearing deposits | 6,280,000 | 7,575,000 | 7,447,000 | 7,215,000 |
| Equity capital | 8,928,000 | 8,898,000 | 9,097,000 | 9,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,392,000 | 2,262,000 | 2,986,000 |
| Interest expense | 63,000 | 121,000 | 173,000 | 217,000 |
| Net interest income | 628,000 | 1,271,000 | 2,089,000 | 2,769,000 |
| Noninterest income | 192,000 | 428,000 | 541,000 | 731,000 |
| Noninterest expense | 659,000 | 1,300,000 | 2,023,000 | 2,697,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 68,000 |
| Pretax income | 138,000 | 354,000 | 539,000 | 733,000 |
| Income tax | 43,000 | 115,000 | 65,000 | 117,000 |
| Net income | 95,000 | 239,000 | 474,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,697,000 | 8,841,000 | 9,076,000 | 9,217,000 |
| Total capital | 9,586,000 | 9,779,000 | 9,994,000 | 10,133,000 |
| Risk-weighted assets | 72,104,000 | 74,707,000 | 73,165,000 | 73,290,000 |