Call reports 2012
CROSSBRIDGE COMMUNITY BANK — 2012
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,287,000 | 79,559,000 | 78,145,000 | 83,295,000 |
| Total loans | 48,127,000 | 47,957,000 | 47,791,000 | 48,456,000 |
| Allowance for loan losses | 1,470,000 | 1,384,000 | 1,399,000 | 1,347,000 |
| Securities available for sale | 15,904,000 | 18,275,000 | 17,325,000 | 18,685,000 |
| Securities held to maturity | 783,000 | 721,000 | 661,000 | 629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,375,000 | 68,484,000 | 67,952,000 | 72,643,000 |
| Interest-bearing deposits | 61,417,000 | 61,211,000 | 61,305,000 | 66,109,000 |
| Noninterest-bearing deposits | 5,958,000 | 7,273,000 | 6,646,000 | 6,534,000 |
| Equity capital | 8,613,000 | 8,694,000 | 8,771,000 | 8,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,434,000 | 2,193,000 | 2,878,000 |
| Interest expense | 100,000 | 189,000 | 269,000 | 338,000 |
| Net interest income | 631,000 | 1,245,000 | 1,924,000 | 2,540,000 |
| Noninterest income | 232,000 | 445,000 | 679,000 | 939,000 |
| Noninterest expense | 665,000 | 1,259,000 | 2,021,000 | 2,678,000 |
| Provision for loan losses | 45,000 | 139,000 | 185,000 | 207,000 |
| Pretax income | 153,000 | 296,000 | 401,000 | 598,000 |
| Income tax | 60,000 | 112,000 | 186,000 | 263,000 |
| Net income | 93,000 | 184,000 | 215,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,352,000 | 8,444,000 | 8,482,000 | 8,602,000 |
| Total capital | 9,258,000 | 9,349,000 | 9,376,000 | 9,503,000 |
| Risk-weighted assets | 74,830,000 | 74,936,000 | 72,682,000 | 73,709,000 |