Call reports 2011
CROSSBRIDGE COMMUNITY BANK — 2011
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,278,000 | 76,858,000 | 81,436,000 | 80,431,000 |
| Total loans | 44,402,000 | 45,563,000 | 46,307,000 | 46,118,000 |
| Allowance for loan losses | 1,514,000 | 1,546,000 | 1,558,000 | 1,602,000 |
| Securities available for sale | 16,182,000 | 17,424,000 | 15,623,000 | 15,414,000 |
| Securities held to maturity | 1,024,000 | 995,000 | 953,000 | 875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,885,000 | 66,754,000 | 71,214,000 | 70,175,000 |
| Interest-bearing deposits | 59,802,000 | 60,148,000 | 65,067,000 | 63,770,000 |
| Noninterest-bearing deposits | 5,083,000 | 6,606,000 | 6,147,000 | 6,404,000 |
| Equity capital | 7,969,000 | 8,094,000 | 8,435,000 | 8,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,484,000 | 2,236,000 | 2,949,000 |
| Interest expense | 134,000 | 256,000 | 371,000 | 479,000 |
| Net interest income | 589,000 | 1,228,000 | 1,865,000 | 2,470,000 |
| Noninterest income | 161,000 | 274,000 | 617,000 | 827,000 |
| Noninterest expense | 715,000 | 1,424,000 | 2,244,000 | 2,878,000 |
| Provision for loan losses | 61,000 | 121,000 | 181,000 | 226,000 |
| Pretax income | -26,000 | -43,000 | 158,000 | 294,000 |
| Income tax | 16,000 | 27,000 | -78,000 | -32,000 |
| Net income | -42,000 | -70,000 | 236,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,883,000 | 7,854,000 | 8,169,000 | 8,259,000 |
| Total capital | 8,803,000 | 8,753,000 | 9,093,000 | 9,170,000 |
| Risk-weighted assets | 72,995,000 | 73,902,000 | 75,102,000 | 74,103,000 |