Call reports 2010
CROSSBRIDGE COMMUNITY BANK — 2010
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 73,504,000 | 73,728,000 | 74,138,000 | 78,494,000 |
| Total loans | 43,663,000 | 43,556,000 | 43,395,000 | 43,842,000 |
| Allowance for loan losses | 1,188,000 | 2,121,000 | 1,642,000 | 1,702,000 |
| Securities available for sale | 6,653,000 | 12,377,000 | 12,204,000 | 15,258,000 |
| Securities held to maturity | 5,154,000 | 1,895,000 | 1,615,000 | 1,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,495,000 | 64,487,000 | 64,179,000 | 68,309,000 |
| Interest-bearing deposits | 57,687,000 | 58,723,000 | 58,731,000 | 62,139,000 |
| Noninterest-bearing deposits | 4,809,000 | 5,765,000 | 5,448,000 | 6,169,000 |
| Equity capital | 9,149,000 | 7,813,000 | 7,977,000 | 7,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,652,000 | 2,433,000 | 3,202,000 |
| Interest expense | 162,000 | 320,000 | 471,000 | 616,000 |
| Net interest income | 706,000 | 1,332,000 | 1,962,000 | 2,586,000 |
| Noninterest income | 150,000 | 322,000 | 258,000 | 676,000 |
| Noninterest expense | 822,000 | 1,567,000 | 2,793,000 | 3,622,000 |
| Provision for loan losses | 378,000 | 1,537,000 | 1,687,000 | 1,747,000 |
| Pretax income | -344,000 | -1,961,000 | -2,782,000 | -2,628,000 |
| Income tax | 0 | 0 | -938,000 | -902,000 |
| Net income | -344,000 | -1,961,000 | -1,844,000 | -1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,398,000 | 7,807,000 | 7,927,000 | 8,055,000 |
| Total capital | 10,023,000 | 8,396,000 | 8,914,000 | 9,046,000 |
| Risk-weighted assets | 50,622,000 | 76,752,000 | 78,272,000 | 78,570,000 |