Call reports 2009
CROSSBRIDGE COMMUNITY BANK — 2009
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,201,000 | 76,026,000 | 73,780,000 | 78,758,000 |
| Total loans | 45,732,000 | 45,237,000 | 44,163,000 | 44,995,000 |
| Allowance for loan losses | 424,000 | 1,857,000 | 1,081,000 | 1,096,000 |
| Securities available for sale | 9,549,000 | 7,470,000 | 7,306,000 | 6,568,000 |
| Securities held to maturity | 10,043,000 | 8,140,000 | 6,699,000 | 6,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,758,000 | 62,935,000 | 62,399,000 | 67,175,000 |
| Interest-bearing deposits | 57,089,000 | 56,980,000 | 57,211,000 | 61,480,000 |
| Noninterest-bearing deposits | 4,669,000 | 5,955,000 | 5,187,000 | 5,694,000 |
| Equity capital | 10,735,000 | 9,845,000 | 9,484,000 | 9,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,020,000 | 2,878,000 | 3,721,000 |
| Interest expense | 249,000 | 447,000 | 629,000 | 800,000 |
| Net interest income | 841,000 | 1,573,000 | 2,249,000 | 2,921,000 |
| Noninterest income | 79,000 | 284,000 | 249,000 | 411,000 |
| Noninterest expense | 788,000 | 1,570,000 | 2,391,000 | 3,088,000 |
| Provision for loan losses | 60,000 | 1,138,000 | 1,629,000 | 1,644,000 |
| Pretax income | 72,000 | -851,000 | -1,547,000 | -1,435,000 |
| Income tax | 29,000 | 57,000 | -649,000 | -601,000 |
| Net income | 43,000 | -908,000 | -898,000 | -834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,978,000 | 10,027,000 | 9,728,000 | 9,792,000 |
| Total capital | 11,402,000 | 10,704,000 | 10,360,000 | 10,437,000 |
| Risk-weighted assets | 87,402,000 | 55,640,000 | 52,761,000 | 52,393,000 |