Call reports 2008
CROSSBRIDGE COMMUNITY BANK — 2008
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 83,546,000 | 82,877,000 | 81,243,000 | 82,644,000 |
| Total loans | 49,301,000 | 47,452,000 | 47,705,000 | 46,817,000 |
| Allowance for loan losses | 346,000 | 345,000 | 377,000 | 371,000 |
| Securities available for sale | 10,739,000 | 10,654,000 | 10,178,000 | 10,092,000 |
| Securities held to maturity | 9,293,000 | 11,903,000 | 11,536,000 | 11,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,165,000 | 66,750,000 | 62,801,000 | 65,445,000 |
| Interest-bearing deposits | 61,215,000 | 60,804,000 | 57,279,000 | 59,676,000 |
| Noninterest-bearing deposits | 4,950,000 | 5,946,000 | 5,523,000 | 5,770,000 |
| Equity capital | 10,501,000 | 10,458,000 | 10,447,000 | 10,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,325,000 | 3,463,000 | 4,558,000 |
| Interest expense | 438,000 | 814,000 | 1,135,000 | 1,432,000 |
| Net interest income | 722,000 | 1,511,000 | 2,328,000 | 3,126,000 |
| Noninterest income | 136,000 | 339,000 | 1,011,000 | 1,179,000 |
| Noninterest expense | 743,000 | 1,487,000 | 2,289,000 | 3,029,000 |
| Provision for loan losses | 0 | 0 | 669,000 | 694,000 |
| Pretax income | 115,000 | 363,000 | 381,000 | 582,000 |
| Income tax | 23,000 | 123,000 | 14,000 | 48,000 |
| Net income | 92,000 | 240,000 | 367,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,543,000 | 10,689,000 | 10,768,000 | 10,935,000 |
| Total capital | 10,889,000 | 11,034,000 | 11,145,000 | 11,306,000 |
| Risk-weighted assets | 90,493,000 | 88,243,000 | 87,870,000 | 87,313,000 |