Call reports 2007
CROSSBRIDGE COMMUNITY BANK — 2007
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,919,000 | 77,943,000 | 78,590,000 | 79,878,000 |
| Total loans | 46,428,000 | 49,112,000 | 49,912,000 | 49,319,000 |
| Allowance for loan losses | 301,000 | 302,000 | 364,000 | 364,000 |
| Securities available for sale | 8,450,000 | 8,521,000 | 8,612,000 | 8,842,000 |
| Securities held to maturity | 8,985,000 | 9,216,000 | 8,603,000 | 8,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,074,000 | 65,251,000 | 65,724,000 | 68,061,000 |
| Interest-bearing deposits | 61,746,000 | 59,367,000 | 60,030,000 | 62,492,000 |
| Noninterest-bearing deposits | 5,328,000 | 5,883,000 | 5,695,000 | 5,569,000 |
| Equity capital | 9,882,000 | 9,863,000 | 10,148,000 | 10,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,331,000 | 3,509,000 | 4,712,000 |
| Interest expense | 425,000 | 863,000 | 1,305,000 | 1,766,000 |
| Net interest income | 733,000 | 1,468,000 | 2,204,000 | 2,946,000 |
| Noninterest income | 100,000 | 251,000 | 561,000 | 741,000 |
| Noninterest expense | 745,000 | 1,453,000 | 2,062,000 | 2,742,000 |
| Provision for loan losses | 29,000 | 50,000 | 218,000 | 218,000 |
| Pretax income | 59,000 | 216,000 | 485,000 | 727,000 |
| Income tax | 19,000 | 68,000 | 86,000 | 188,000 |
| Net income | 40,000 | 148,000 | 399,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,595,000 | 9,703,000 | 10,309,000 | 10,448,000 |
| Total capital | 9,896,000 | 10,005,000 | 10,673,000 | 10,812,000 |
| Risk-weighted assets | 74,490,000 | 77,284,000 | 85,732,000 | 84,194,000 |