Call reports 2006
CROSSBRIDGE COMMUNITY BANK — 2006
What CROSSBRIDGE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,108,000 | 77,576,000 | 76,583,000 | 78,122,000 |
| Total loans | 44,146,000 | 45,270,000 | 46,144,000 | 46,452,000 |
| Allowance for loan losses | 335,000 | 316,000 | 326,000 | 339,000 |
| Securities available for sale | 10,428,000 | 9,413,000 | 8,959,000 | 8,379,000 |
| Securities held to maturity | 12,994,000 | 11,607,000 | 10,465,000 | 9,713,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,454,000 | 61,327,000 | 62,905,000 | 66,615,000 |
| Interest-bearing deposits | 54,379,000 | 55,572,000 | 57,137,000 | 60,905,000 |
| Noninterest-bearing deposits | 5,075,000 | 5,755,000 | 5,768,000 | 5,710,000 |
| Equity capital | 9,498,000 | 9,420,000 | 9,708,000 | 9,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,160,000 | 3,289,000 | 4,391,000 |
| Interest expense | 356,000 | 736,000 | 1,128,000 | 1,538,000 |
| Net interest income | 721,000 | 1,424,000 | 2,161,000 | 2,853,000 |
| Noninterest income | 139,000 | 258,000 | 425,000 | 591,000 |
| Noninterest expense | 675,000 | 1,454,000 | 2,132,000 | 2,830,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 173,000 | 204,000 | 418,000 | 566,000 |
| Income tax | 57,000 | 89,000 | 154,000 | 197,000 |
| Net income | 116,000 | 115,000 | 264,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,278,000 | 9,304,000 | 9,450,000 | 9,555,000 |
| Total capital | 9,613,000 | 9,620,000 | 9,776,000 | 9,894,000 |
| Risk-weighted assets | 68,570,000 | 70,256,000 | 75,950,000 | 73,680,000 |